CONTENTS

Go to Preamble

1. PART 1

   INTRODUCTORY AND GENERAL

   1. CHAPTER 1

      INTRODUCTION

      1. 1. Citation, commencement and effect

      2. 2. Application of remaining Parts

   2. CHAPTER 2

      SCHEME REPORTS AND ACCOUNTS

      1. 3. Actuarial reports and accounts

      2. 4. Cost Sharing

      3. 5. Provision of information relevant for tax purposes

2. PART 2

   BENEFITS FOR OFFICERS

   1. CHAPTER 1

      PRELIMINARY

      1. General interpretation

         1. 6. Interpretation: general

      2. Pensionable service

         1. 7. Meaning of “pensionable service”

         2. 8. Meaning of “pensionable service”: part-time service

         3. 9. Pensionable service: breaks in service

      3. Qualifying service

         1. 10. Meaning of “qualifying service”

         2. 11. Qualifying service: disregard of breaks in service

      4. Calculating service

         1. 12. Calculation of periods of membership or service

      5. Pensionable pay

         1. 13. Meaning of “pensionable pay”

         2. 14. Pensionable pay: breaks in service

      6. Reckonable pay

         1. 15. Meaning of “reckonable pay”: general

         2. 16. Adjustments for inflation in determining reckonable pay under regulation 15

         3. 17. Restriction on pensionable pay used for calculating benefits in respect of capped transferred-in service

         4. 18. Meaning of “reckonable pay”: non-concurrent part-time employment

         5. 19. Meaning of “reckonable pay”: concurrent part-time employments

         6. 20. Out of hours providers

   2. CHAPTER 2

      MEMBERSHIP

      1. General

         1. 21. Eligibility: general

         2. 22. Restrictions on eligibility: general

         3. 23. Concurrent employments

      2. Joining and leaving the Scheme

         1. 24. Joining the Scheme

         2. 25. Opting out of the Scheme

         3. 26. Restriction on further participation in the Scheme

   3. CHAPTER 3

      CONTRIBUTIONS

      1. Basic contributions by members

         1. 27. Contributions by members

         2. 28. Members' contribution rate

         3. 29. Employees

         4. 30. Part-time employees

      2. Contributions by employing authorities

         1. 31. Contributions by employing authorities: general

         2. 32. Contributions by employing authorities: members becoming entitled to pensions under regulation 55

         3. 33. Guarantees, indemnities and bonds

      3. Additional contributions to purchase additional pensions

         1. 34. Member’s option to pay additional periodical contributions to purchase additional pension

         2. 35. Effect of member being absent or leaving and rejoining the Scheme during the contribution option period

         3. 36. Member’s option to pay lump sum contribution to purchase additional pension

         4. 37. Payment of additional lump sum contributions by employing authority

         5. 38. Exercise of options under regulations 34, 36 and 37

         6. 39. Cancellation of options under regulation 34

         7. 40. Effect of payment of additional contributions under this Chapter

         8. 41. Effect of death or early payment of pension after option exercised under regulation 34, 36 or 37

         9. 42. Effect of part payment of periodical contributions

         10. 43. Revaluation of increases bought under options: members' pensions

      4. Repayment of contributions

         1. 44. Repayment of contributions

   4. CHAPTER 4

      MEMBERS' RETIREMENT BENFITS

      1. Entitlement to pensions

         1. 45. Normal retirement pensions

         2. 46. Pension credit members

         3. 47. Late payment of pension with actuarial increase

         4. 48. Early payment of pensions with actuarial reduction

         5. 49. Partial retirement (members aged at least 55)

         6. 50. Increase in pensionable pay following exercise of option under regulation 49

         7. 51. Application of regulations 49 and 50 where concurrent part-time employments held

         8. 52. Early retirement on ill-health (active members)

         9. 53. Re-assessment of entitlement to an ill-health pension determined under regulation 52

         10. 54. Early retirement on ill-health (deferred members)

         11. 55. Early retirement on termination of employment by employing authority

         12. 56. Option to have periods of service treated separately where pay is reduced

         13. 57. Exceptions to requirement that HSC employment must have ceased

      2. Options to exchange pension for lump sum

         1. 58. General option to exchange part of pension for lump sum

         2. 59. Option for members in serious ill-health to exchange whole pension for lump sum

      3. Pension debit members and pension credit members

         1. 60. Reduction in pension debit member’s benefits

         2. 61. Pension credit member’s rights

      4. Allocation

         1. 62. Election to allocate pension

         2. 63. Procedure for election under regulation 62

         3. 64. Effect of allocation

      5. Dual capacity membership

         1. 65. Dual capacity membership

      6. Contracting-out obligations (GMPs, etc.)

         1. 66. Guaranteed minimum pensions etc

   5. CHAPTER 5

      DEATH BENEFITS

      1. Pensions for surviving adults

         1. 67. Surviving adult dependants' pensions

         2. 68. Meaning of “surviving nominated partner”

         3. 69. Amount of pensions under regulation 67: active members

         4. 70. Amount of pensions under regulation 67: pensioner members

         5. 71. Amount of pensions under regulation 67: deferred members

         6. 72. Recent leavers

         7. 73. Re-employed pensioners: adult survivor pensions in initial period

      2. Pensions for dependent children

         1. 74. Surviving children’s pensions

         2. 75. Meaning of “dependent child”

         3. 76. Amount of children’s pension under regulation 74: deceased active members

         4. 77. Amount of children’s pension under regulation 74: deceased pensioner members

         5. 78. Amount of children’s pension under regulation 74: deceased deferred members

         6. 79. Amount of children’s pension under regulation 74: recent leavers

         7. 80. Power to increase pension in respect of children not maintained by surviving parent etc

         8. 81. Amount of children’s pension under regulation 74: re-employed pensioners

      3. Lump sum death benefits

         1. 82. Lump sum benefits on death: introduction

         2. 83. Amount of lump sum: single capacity members and recent leavers (disregarding regulation 49 employments)

         3. 84. Amount of lump sum: dual capacity members (disregarding regulation 49 employments)

         4. 85. Amount of lump sum: dual capacity members: members with pensions under regulation 49

         5. 86. Amount of lump sum: pension credit members

         6. 87. Payment of lump sums on death

         7. 88. Tax treatment under the Finance Act 2004 of lump sums payable on pensioners' deaths

      4. Miscellaneous and general provisions

         1. 89. Death during period of absence

         2. 90. Polygamous marriages

         3. 91. Dual capacity membership: death benefits

         4. 92. Guaranteed minimum pensions for surviving spouses and civil partners

   6. CHAPTER 6

      TRANSFERS

      1. Transfers out

         1. 93. Introduction: rights to transfer value payment

         2. 94. Applications for statements of entitlement

         3. 95. Applications for transfer value payments: general

         4. 96. Applications for transfer value payments: time limits

         5. 97. Ways in which transfer value payments may be applied

         6. 98. Calculating amounts of transfer value payments

         7. 99. Effect of transfers-out

      2. Transfers in

         1. 100. Right to apply for acceptance of transfer value payment from another scheme

         2. 101. Procedure for applications under regulation 100

         3. 102. Acceptance of transfer value payments

         4. 103. Calculation of transferred-in pensionable service

         5. 104. Meaning of “capped transferred-in service”

         6. 105. Public sector transfer arrangements

         7. 106. Bulk transfers out

         8. 107. Bulk transfers in

         9. 108. EU and other overseas transfers

   7. CHAPTER 7

      RE-EMPLOYMENT AND REJOINING THE SCHEME

      1. Preliminary

         1. 109. Application of Chapter 7

         2. 110. General rule: separate treatment of service etc

         3. 111. Exception to general rule in regulation 110

      2. Special rules about re-employment of ill-health pensioners

         1. 112. Effect of re-employment on tier 2 ill-health pensions

         2. 113. Re-employed tier 1 ill-health pensioners

      3. Special rule for members transferred out on transfer of undertaking

         1. 114. Deferred pension becoming payable during HSC re-employment as a result of a transfer of undertaking

   8. CHAPTER 8

      ABATEMENT

      1. 115. Application of Chapter 8

      2. 116. Information

      3. 117. Reduction of pension

      4. 118. Meaning of “relevant income”

      5. 119. Meaning of “previous pay”: general

      6. 120. Meaning of “previous pay”: members with concurrent employments

      7. 121. Application of this Chapter to part-time employment

      8. 122. Employed pensioners with more than one pension

      9. 123. Provisional reductions and later adjustments

   9. CHAPTER 9

      MISCELLANEOUS AND SUPPLEMENTARY PROVISIONS

      1. Scheme administrator

         1. 124. Appointment of Scheme administrator

      2. Claims

         1. 125. Claims for benefits

      3. Power to extend time limits

         1. 126. Power to extend time limits

      4. Beneficiaries who are incapable of looking after their affairs

         1. 127. Beneficiaries who are incapable of looking after their affairs

      5. Commutation of small pensions

         1. 128. Commutation of small pensions

      6. Reduction in and forfeiture of benefits

         1. 129. Reduction in benefits in cases where loss caused by member’s crime, negligence or fraud

         2. 130. Forfeiture of rights to benefits

      7. Provisions about tax

         1. 131. Deduction of tax

      8. Interest on delayed payments

         1. 132. Interest on late payment of benefits and refunds of contributions

      9. Determination of questions

         1. 133. Determination of questions

      10. General prohibition on unauthorised payments

          1. 134. General prohibition on unauthorised payments

      11. Prohibition on assignment or charging of benefits

          1. 135. Prohibition on assignment or charging of benefits

      12. Record keeping and contribution estimates

          1. 136. Employing authority record keeping and contribution estimates

3. PART 3

   BENEFITS FOR PRACTITIONERS, ETC.

   1. CHAPTER 1

      INTRODUCTION

      1. Preliminary

         1. 137. Interpretation of Part 3: general

         2. 138. Interpretation: further provisions

         3. 139. Meaning of “pensionable service”

         4. 140. Pensionable service: breaks in service

      2. Qualifying service

         1. 141. Meaning of “qualifying service”

         2. 142. Qualifying service: disregard of breaks in service

      3. Pensionable earnings

         1. 143. Meaning of “pensionable earnings”

         2. 144. Pensionable earnings — breaks in service

         3. 145. Calculating pensionable earnings of medical practitioners in partnership

         4. 146. Elections relating to calculation of pensionable earnings in medical partnerships

         5. 147. Restriction on pensionable earnings used for calculating benefits in respect of capped transferred-in service

         6. 148. Distribution of pensionable earnings between principal dental practitioners employed or engaged by the same GDS provider

         7. 149. Meaning of pensionable earnings in relation to other practitioners

         8. 150. Exclusions and deductions from pensionable earnings — all practitioners

         9. 151. Limit on pensionable earnings — dentist performers carrying on deceased person’s business

         10. 152. Out of hours providers

   2. CHAPTER 2

      MEMBERSHIP

      1. 1. 153. Eligibility: general

         2. 154. Restrictions on eligibility: general

         3. 155. Concurrent employments

      2. Joining and leaving the Scheme

         1. 156. Joining the Scheme

         2. 157. Opting out of the Scheme

         3. 158. Restriction on further participation in the Scheme

         4. 159. Membership: locum practitioners

   3. CHAPTER 3

      CONTRIBUTIONS

      1. 1. 160. Contributions by members

         2. 161. Members' contribution rate

         3. 162. Contributions by employing authorities: general

         4. 163. Guarantees, indemnities and bonds

         5. 164. Payment of contributions

      2. Additional contributions to purchase additional pensions

         1. 165. Member’s option to pay additional periodical contributions to purchase additional pension

         2. 166. Effect of member being absent or leaving and rejoining the Scheme during the contribution option period

         3. 167. Member’s option to pay lump sum contribution to purchase additional pension

         4. 168. Payment of additional lump sum contributions by employing authority

         5. 169. Exercise of options under regulations 165, 167 and 168

         6. 170. Cancellation of options under regulation 167

         7. 171. Effect of payment of additional contributions under this Chapter

         8. 172. Effect of death or early payment of pension after option exercised under regulation 165, 167 or 168

         9. 173. Effect of part payment of periodical contributions

         10. 174. Revaluation of increases bought under options: members' pensions

      3. Repayment of contributions

         1. 175. Repayment of contributions

   4. CHAPTER 4

      MEMBERS' RETIREMENT BENEFITS

      1. Entitlement to pensions

         1. 176. Normal retirement pensions

         2. 177. Pension credit members

         3. 178. Late payment of pension with actuarial increase

         4. 179. Early payment of pensions with actuarial reduction

         5. 180. Partial retirement (members aged at least 55)

         6. 181. Increase in pensionable pay following exercise of option under regulation 180

         7. 182. Early retirement on ill-health (active members)

         8. 183. Re-assessment of entitlement to an ill-health pension determined under regulation 182

         9. 184. Early retirement on ill-health (deferred members)

      2. Options to exchange pension for lump sum

         1. 185. General option to exchange part of pension for lump sum

         2. 186. Option for members in serious ill-health to exchange whole pension for lump sum

      3. Pension debit members and pension credit members

         1. 187. Reduction in pension debit member’s benefits

         2. 188. Pension credit member’s rights

      4. Allocation

         1. 189. Election to allocate pension

         2. 190. Procedure for election under regulation 189

         3. 191. Effect of allocation

      5. Dual capacity membership

         1. 192. Dual capacity membership

      6. Contracting-out obligations (GMPs, etc.)

         1. 193. Guaranteed minimum pensions etc

   5. CHAPTER 5

      DEATH BENEFTS

      1. Pensions for surviving adults

         1. 194. Surviving adult dependants' pensions

         2. 195. Meaning of “surviving nominated partner”

         3. 196. Amount of pensions under regulation 194: active members

         4. 197. Amount of pensions under regulation 194: pensioner members

         5. 198. Amount of pensions under regulation 194: deferred members

         6. 199. Recent leavers

         7. 200. Re-employed pensioners: adult survivor pensions in initial period

      2. Pensions for dependent children

         1. 201. Surviving children’s pensions

         2. 202. Meaning of “dependent child”

         3. 203. Amount of children’s pension under regulation 201: deceased active members

         4. 204. Amount of children’s pension under regulation 201: deceased pensioner members

         5. 205. Amount of children’s pension under regulation 201: deceased deferred members

         6. 206. Amount of children’s pension under regulation 201: recent leavers

         7. 207. Power to increase pension in respect of children not maintained by surviving parent etc

         8. 208. Amount of children’s pension under regulation 201: re-employed pensioners

      3. Lump sum death benefits

         1. 209. Lump sum benefits on death: introduction

         2. 210. Amount of lump sum: single capacity members and recent leavers (disregarding regulation 180 employments)

         3. 211. Amount of lump sum: dual capacity members (disregarding regulation 180 employments)

         4. 212. Amount of lump sum: dual capacity members: members with pensions under regulation 180

         5. 213. Amount of lump sum: pension credit members

         6. 214. Payment of lump sums on death

         7. 215. Tax treatment under the Finance Act 2004 of lump sums payable on pensioners' deaths

      4. Miscellaneous and general provisions

         1. 216. Death during period of absence

         2. 217. Polygamous marriages

         3. 218. Dual capacity membership: death benefits

         4. 219. Guaranteed minimum pensions for surviving spouses and civil partners

   6. CHAPTER 6

      TRANSFERS

      1. Transfers out

         1. 220. Introduction: rights to transfer value payment

         2. 221. Applications for statements of entitlement

         3. 222. Applications for transfer value payments: general

         4. 223. Applications for transfer value payments: time limits

         5. 224. Ways in which transfer value payments may be applied

         6. 225. Calculating amounts of transfer value payments

         7. 226. Effect of transfers-out

      2. Transfers in

         1. 227. Right to apply for acceptance of transfer value payment from another scheme

         2. 228. Procedure for applications under regulation 227

         3. 229. Acceptance of transfer value payments

         4. 230. Calculation of transferred-in pensionable service

         5. 231. Meaning of “capped transferred-in service”

         6. 232. Public sector transfer arrangements

         7. 233. Bulk transfers out

         8. 234. Bulk transfers in

         9. 235. EU and other overseas transfers

   7. CHAPTER 7

      RE-EMPLOYMENT AND REJOINING THE SCHEME

      1. Preliminary

         1. 236. Application of Chapter 7

         2. 237. General rule: separate treatment of service etc

         3. 238. Exception to general rule in regulation 237

      2. Special rules about re-employment of ill-health pensioners

         1. 239. Effect of re-employment on tier 2 ill-health pensions

         2. 240. Re-employed tier 1 ill-health pensioners

   8. CHAPTER 8

      ABATEMENT

      1. 241. Application of Chapter 8

      2. 242. Information

      3. 243. Reduction of pension

      4. 244. Meaning of “relevant income”

      5. 245. Meaning of “previous earnings”: general

      6. 246. Employed pensioners with more than one pension

      7. 247. Provisional reductions and later adjustments

   9. CHAPTER 9

      MISCELLANEOUS AND SUPPLEMENTARY PROVISIONS

      1. Scheme administrator

         1. 248. Appointment of Scheme administrator

      2. Claims

         1. 249. Claims for benefits

      3. Power to extend time limits

         1. 250. Power to extend time limits

      4. Beneficiaries who are incapable of looking after their affairs

         1. 251. Beneficiaries who are incapable of looking after their affairs